Pay with a Credit Card: Transforming Your Daily Shopping

Feb 26, 2024

Pay with a Credit Card: Transforming Your Daily Shopping
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In today's fast-paced world, convenience is key, and one of the most convenient tools in your financial arsenal is undoubtedly your credit card. If you're a mom or anyone who loves shopping, you're in for a treat. We're about to explore how paying with a credit card can transform your daily shopping experience, making every dirham you spend count. From exclusive discounts to rewards that pile up, we've got you covered. So, grab your shopping bags and get ready to embark on a journey of financial empowerment with the best credit cards in the UAE, brought to you by Banqmart.


The LuLu Platinum Credit Card from ADCB


If you're a mom who loves shopping and wants to make the most of every dirham you spend, the LuLu Platinum Card from ADCB is a fantastic choice. This card offers various shopping discounts and rewards, making it not just a credit card but a shopping companion.


Benefits of the LuLu Platinum Credit Card:

  • Earn Lulu points for every purchase at the Hypermarket and redeem them for attractive discounts.

  • Enjoy a 0% interest rate on converting school fees into easy installment plans.

  • Get a 20% discount on online food delivery and grocery shopping through Talabat.

  • Access exclusive Buy 1 Get 1 offers at multiple outlets across the UAE.

  • Unlock unlimited access to over 25 airport lounges across the MENA region and 1000 lounges worldwide.


RAKBANK: Titanium Credit Card - A card loaded with benefits


The RAKBANK Titanium credit card offers a wide range of privileges, making it an excellent choice for moms looking for a card that caters to their diverse needs.


Benefits of the RAKBANK Titanium Credit Card:

  • Enjoy a 55-day interest-free period.

  • Access exclusive deals and discounts on various products and services.

  • Benefit from low interest rates on retail purchases.

  • Pay zero annual fees for life.

  • Earn cashback on retail transactions, including supermarket and dining spends.

  • Avail of complimentary airport lounge access and purchase protection.


Cashback Credit Card by Mashreq Bank


Mashreq Bank is offering some incredible discounts of up to 5% cashback on dining spends in the UAE, 2% cashback on international spends, and 1% cashback on other local spends. As well as cashback on purchases made using its credit cards. This is the perfect opportunity to treat yourself and your loved ones to some well-deserved retail therapy.


Benefits of the Cashback Credit Card by Mashreq Bank:

  • Get up to 5% cashback on dining spends in the UAE.

  • Enjoy 2% cashback on international spends.

  • Receive 1% cashback on other local spends.


The benefits of paying with a credit card


Now that we've explored some fantastic credit card options, let's dive deeper into why paying with a credit card can transform your daily shopping experience.

  • Security: Credit cards offer enhanced security features, reducing the risk of fraud compared to cash transactions.

  • Convenience: With a credit card, you don't need to carry large amounts of cash, making shopping safer and more convenient.

  • Rewards: Many credit cards offer rewards such as cashback, discounts, and loyalty points that can add up to substantial savings.

  • Interest-free period: You often have a grace period to repay your credit card balance without incurring interest, giving you more financial flexibility.


How to apply for a credit card with BanqMart


Applying for a credit card with Banqmart is a straightforward process. Banqmart is known for its trustworthiness and dedicated relationship officers who make applying for credit cards in the UAE easy and hassle-free.

To apply for a credit card and fulfill your shopping dreams, follow these simple steps:

  • Visit the BanqMart website: Head to the Banqmart website and browse through the available credit card options.

  • Choose your card: Select the credit card that best suits your needs and lifestyle.

  • Submit your application: Fill out the online application form with your details.

  • Document submission: Provide the necessary documents as per Banqmart's requirements.

  • Approval process: Banqmart's relationship officers will process your application efficiently.

  • Receive your credit card: Once approved, you'll receive your credit card, ready to be used for shopping and more.


Maximizing credit card rewards


To truly make the most of your credit card, it's essential to understand how to maximize your rewards. Here are some tips:

  • Regular usage: Use your credit card for everyday expenses to accumulate more rewards.

  • Pay on time: Ensure you pay your credit card bills on time to avoid interest charges.

  • Check for offers: Keep an eye on promotions and offers specific to your credit card.

  • Redeem wisely: Redeem your rewards for items or experiences that provide the most value to you.


Paying school fees made easy


One of the unique benefits of credit cards is their ability to make paying school fees more manageable. Many credit cards offer installment plans with 0% interest rates for education-related expenses. This means you can spread the cost of school fees over several months without incurring additional charges.


Exclusive discounts on food delivery


In the age of online food delivery, credit cards offer exclusive discounts that can significantly reduce your dining expenses. For example, you can enjoy discounts on popular food delivery platforms like Talabat, making your family meals even more affordable.


Airport lounge access: A traveler’s delight


Frequent travelers will appreciate the airport lounge access that comes with certain credit cards. Imagine relaxing in a comfortable lounge, enjoying complimentary snacks and beverages, and escaping the hustle and bustle of the airport before your flight. It's a perk that adds a touch of luxury to your travel experience.


In conclusion


Paying with a credit card can truly transform your daily shopping experience. From the fantastic rewards and discounts to the convenience and security they offer, credit cards are a valuable financial tool. When you choose the right credit card and use it wisely, you can make every shopping trip a rewarding adventure. So, why wait? Apply for your dream credit card today with Banqmart and unlock a world of possibilities. Happy shopping!

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