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Best credit card in UAE for 2022
Sep 16, 2022
Having a credit card makes life much easier, especially now that internet transactions and cashless payments are the norms. As a result, banks in the UAE have introduced relevant credit cards to meet a variety of needs. The ideal credit card for you is determined by your circumstances, credit score, spending habits, lifestyle, and financial objectives. With an array of alternatives available and the incredible perks they all provide, deciding on the best credit card in the UAE might be difficult.
Here’s a short selection of our favourites to help you get started on your quest for the best credit card in the UAE for 2022.
1. Deem Cash Up Master Card
Deem Cash Up Master Card is one of the most popular credit cards in the UAE because of the amazing deals and discounts it offers.
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Interest rate: 3.33%
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Minimum salary: AED 5000
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Annual fee: Free for life
Benefits and features:
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5% Cash Up at supermarkets and on utility bills
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3% Cash Up on fuel
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0.5% Cash Up on all other spends
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Earn Up points that never expire
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Redeem Cash Up for cashback, points-based payments, and more
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Access to 1100+ airport lounges
2. Mashreq Platinum Elite Credit Card
The Mashreq Platinum Elite credit card is a one-of-a-kind product that allows you to enjoy shopping, travel, dining, sports, adventure, and entertainment that matches your lifestyle.
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Interest rate: 3.45%
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Minimum salary: AED 7,000
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Annual fee: First year free (AED 650 Second year onward)
Benefits and features:
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Joining bonus of AED 1,000
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20% off on Uber, Zomato, & more
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Free access to over 700 airport lounges in over 300 cities
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Airport pickup or drop, facility at Abu Dhabi Airport and Dubai International Airport
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Earn 3 Salaam Points for every dirham spent abroad and 1 Salaam Point for every Dirham spent in the UAE
3. Mashreq Solitaire Credit Card
The Mashreq Solitaire Credit Card is one of the best credit cards in Dubai, with a long list of perks you won't want to miss out on.
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Interest rate: 3.33%
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Minimum salary: AED 25000
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Annual fee: AED 1,500
Benefits and features:
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Earn Salaam points on all purchases
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Access to over 900 airport lounges
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Complimentary pick and drop from Dubai International Airport and Abu Dhabi Airport.
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Enjoy 6 complimentary rounds of golf at UAE's exclusive Golf Clubs at Track Meydan, Arabian Ranches, Yas Links, and Trump International Golf Club.
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Travel Insurance
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50% discount on movie tickets
4. ADCB Traveller Credit Card offers
Enjoy enticing discounts on travel and accommodation wherever you go.
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Interest rate: 3.25%
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Minimum salary: AED 20,000
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Annual fee: AED 1050
Benefits and features:
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Free 2-night stay at Hotels.com
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20% on flight bookings & hotels
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0% processing fee overseas
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Includes travel insurance
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Free golf access
5. Mashreq Cashback Credit Card
The Mashreq Cashback credit card is ideal for shopping as you can earn cash back in terms of rewards points on your purchases, which can then be converted into a direct statement credit.
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Interest rate – 3.45 %
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Minimum Salary – AED 5000
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Annual fee – Free for life
Benefits and features:
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No annual fee
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Joining bonus AED 500
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5% cashback on dining in the UAE
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2% cashback on international purchases
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1% cashback on domestic purchases
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Instant cashback redemption
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Travel insurance at no cost
Always compare credit cards based on their features, advantages, rewards, fees, and charges. But it can take a long time to apply for a credit card in the UAE, especially because several cards offer identical perks and interest rates. At BanqMart, you can save time and choose the finest credit card for your spending habits.
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Travel expenses, from plane tickets to hotel stays, can be extremely pricey at times. Some banks and financial organisations provide credit cards for travel purposes. If you travel frequently you should surely get the finest travel credit card that can save you a large amount of money on your travel bookings while also making your trip enjoyable. Travel cards are specifically created for travellers to receive a variety of rewards such as Skywards miles, Air miles, and free taxi rides.
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