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Best credit card in UAE for 2022
Sep 16, 2022
Having a credit card makes life much easier, especially now that internet transactions and cashless payments are the norms. As a result, banks in the UAE have introduced relevant credit cards to meet a variety of needs. The ideal credit card for you is determined by your circumstances, credit score, spending habits, lifestyle, and financial objectives. With an array of alternatives available and the incredible perks they all provide, deciding on the best credit card in the UAE might be difficult.
Here’s a short selection of our favourites to help you get started on your quest for the best credit card in the UAE for 2022.
1. Deem Cash Up Master Card
Deem Cash Up Master Card is one of the most popular credit cards in the UAE because of the amazing deals and discounts it offers.
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Interest rate: 3.33%
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Minimum salary: AED 5000
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Annual fee: Free for life
Benefits and features:
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5% Cash Up at supermarkets and on utility bills
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3% Cash Up on fuel
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0.5% Cash Up on all other spends
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Earn Up points that never expire
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Redeem Cash Up for cashback, points-based payments, and more
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Access to 1100+ airport lounges
2. Mashreq Platinum Elite Credit Card
The Mashreq Platinum Elite credit card is a one-of-a-kind product that allows you to enjoy shopping, travel, dining, sports, adventure, and entertainment that matches your lifestyle.
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Interest rate: 3.45%
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Minimum salary: AED 7,000
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Annual fee: First year free (AED 650 Second year onward)
Benefits and features:
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Joining bonus of AED 1,000
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20% off on Uber, Zomato, & more
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Free access to over 700 airport lounges in over 300 cities
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Airport pickup or drop, facility at Abu Dhabi Airport and Dubai International Airport
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Earn 3 Salaam Points for every dirham spent abroad and 1 Salaam Point for every Dirham spent in the UAE
3. Mashreq Solitaire Credit Card
The Mashreq Solitaire Credit Card is one of the best credit cards in Dubai, with a long list of perks you won't want to miss out on.
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Interest rate: 3.33%
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Minimum salary: AED 25000
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Annual fee: AED 1,500
Benefits and features:
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Earn Salaam points on all purchases
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Access to over 900 airport lounges
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Complimentary pick and drop from Dubai International Airport and Abu Dhabi Airport.
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Enjoy 6 complimentary rounds of golf at UAE's exclusive Golf Clubs at Track Meydan, Arabian Ranches, Yas Links, and Trump International Golf Club.
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Travel Insurance
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50% discount on movie tickets
4. ADCB Traveller Credit Card offers
Enjoy enticing discounts on travel and accommodation wherever you go.
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Interest rate: 3.25%
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Minimum salary: AED 20,000
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Annual fee: AED 1050
Benefits and features:
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Free 2-night stay at Hotels.com
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20% on flight bookings & hotels
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0% processing fee overseas
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Includes travel insurance
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Free golf access
5. Mashreq Cashback Credit Card
The Mashreq Cashback credit card is ideal for shopping as you can earn cash back in terms of rewards points on your purchases, which can then be converted into a direct statement credit.
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Interest rate – 3.45 %
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Minimum Salary – AED 5000
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Annual fee – Free for life
Benefits and features:
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No annual fee
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Joining bonus AED 500
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5% cashback on dining in the UAE
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2% cashback on international purchases
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1% cashback on domestic purchases
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Instant cashback redemption
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Travel insurance at no cost
Always compare credit cards based on their features, advantages, rewards, fees, and charges. But it can take a long time to apply for a credit card in the UAE, especially because several cards offer identical perks and interest rates. At BanqMart, you can save time and choose the finest credit card for your spending habits.
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Best credit card in UAE for 2022
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Sep 16, 2022Best credit card in UAE for 2022
Having a credit card makes life much easier, especially now that internet transactions and cashless payments are the norms. As a result, banks in the UAE have introduced relevant credit cards to meet a variety of needs. The ideal credit card for you is determined by your circumstances, credit score, spending habits, lifestyle, and financial objectives. With an array of alternatives available and the incredible perks they all provide, deciding on the best credit card in the UAE might be difficult.
Sep 16, 2022Tips to maximize your credit card rewards
‘How can you get the most out of your credit card reward points?’ is a question that usually comes to a credit card user’s mind. Credit card rewards can be an excellent way to earn cash back, travel discounts, and other benefits. Credit card holders use sophisticated methods to get the most value out of each point and mile they earn to maximise their benefits. As a wise user, you must understand how to strategically utilize your credit cards to maximize the benefits of these reward schemes.
Sep 16, 2022Our Favorite Weekend Brunches in Dubai
Brunch culture in Dubai is unparalleled as it is all about delicious food, incredible parties, and never-ending entertainment. Hundreds of hotels and restaurants offer attractive discounts with a combination of great food and refreshing, exotic beverages across the emirate. Whether you want to relax on the beaches, party on weekends, or enjoy food as much as possible, we have got it covered. Here is a list of our favourite brunches in Dubai just for you.
Sep 16, 2022Our favorite Mashreq Credit Cards
Looking for a new credit card? Ranging from cash back to travel benefits, there are multiple options available. Discover the perfect credit card that best fits your needs with Mashreq’s excellent selection of credit cards in the UAE. In addition to treating UAE customers with rewards, the cards provide a slew of discounts and benefits, ranging from everyday expenses like entertainment, dining, and utility bill payment to international travel, hotel stays, and much more.
Sep 16, 202210 Most empowering women of 2022
The battle for gender equality has produced significant results over the years. This is apparent in the records of women breaking down barriers and making an impact both locally and globally. Women are increasingly taking positions and breaking records like never before, in contrast to their previous portfolios in particular sectors. Let's take a look at some of the most successful women in the world, who hold powerful positions and influence many other women.
Sep 16, 2022Dubai’s Expo 2020 venue to reopen in October
With ‘Connecting Minds and Creating the Future' as the theme, the end of six magnificent months of Expo 2020 Dubai saw millions of tourists from all over the world rush to Dubai to experience the 6-month mega event. Visitors were captivated by Expo 2020's world-class music, athletic events, breathtaking pavilions, and family-friendly activities. But, now that the Expo is over, what is the future of the international fair? Well, we have got some wonderful news for you. Expo 2020 Dubai will soon be renovated and reopened to the public as Expo City Dubai.
Sep 30, 2022How to get a mortgage in UAE
Purchasing a home and obtaining a mortgage can be a time-consuming and stressful process for first-time buyers. Even though many buyers prefer to pay in cash to avoid paying interest, mortgages in the UAE provide the buyer with a great deal of flexibility when it comes to managing money, budgeting payments, and selecting the ideal property. We compiled the best tips to help you stay ahead of the competition. Here are five pointers to help you acquire the mortgage you desire.
Sep 30, 2022Why do you need a credit card?
When it comes to financial health, whether you need a credit card or not is a common question that comes to mind. Credit cards, when used appropriately, can be crucial tools for earning rewards, travelling, dealing with emergencies or unexpected bills, and enhancing credit scores. While having a credit card can be useful in some situations, you should carefully consider whether you need one before signing up.
Sep 30, 2022UAE’s Best Travel Credit Cards
Travel expenses, from plane tickets to hotel stays, can be extremely pricey at times. Some banks and financial organisations provide credit cards for travel purposes. If you travel frequently you should surely get the finest travel credit card that can save you a large amount of money on your travel bookings while also making your trip enjoyable. Travel cards are specifically created for travellers to receive a variety of rewards such as Skywards miles, Air miles, and free taxi rides.
Sep 16, 2022How to invest in UAE
When you have some savings, the first thing that should come to mind is to invest them and make a profit. But how to invest is a question that remains in mind. Good investment plans are crucial for the development and sustainability of any business and individual. The UAE, with its diverse economy and strategic location, offers potential investors a thriving financial environment. Evolved into one of the most sought-after luxury tourist destinations in the world, the UAE offers a promising venue for international trade and business.
Sep 16, 2022
